# Black Jack or “21” Rules

Black Jack or “21” is one of the world’s most favourite casino card games. The aim of the game is to beat the dealer. The object is to obtain a combination of cards totalling a higher point value than the dealer, but the player’s total should not go over 21. The player whose total goes over 21 automatically loses the game.

How to calculate the values of cards:
Cards from 2 to 9 have the point value as represented by their number. Tens, Jacks, Queens and Kings are worth ten points each, and the Ace can be either one point or eleven points, whichever suits you best.

All the cards including the ones of the dealer are dealt open with face up.
Each player is dealt two cards, and the dealer one. If with the first two cards you make a total of 21 points, getting an Ace and a card worth ten points, you have a Blackjack then you will win in the proportion 3 to 2. You cannot lose with Blackjack. But if also the dealer has Blackjack then it is equalized – it is a Push, you neither win nor lose.
In case during the game you believe that the total of your cards can be higher then the dealer’s total you indicate to take no more cards – it is a Stand. If you decide to take an additional card you have to say “one more” – it is a Hit, which means you will be served additional cards, one by one till you are satisfied with your totals.
When all the players are satisfied with their total point value, the dealer takes his other card and in the same way as the players he tries to accumulate the point total closer possible to 21, but not less than 17. If your points are closest to a total of 21, than you win an amount equal to your bet at ratio 1 to 1.

SPLIT
In case you are dealt the first two cards of equal value you can split the pair and play them separately, then you place a separate bet, but the second bet must be equal to the first one. Split pairs can be split again several times but not more than four times.
If you split two Aces, for each Ace you can get only one additional card and cannot split the cards any more even if you get two Aces again.
When to the split Ace you get a Ten or picture card, which together makes 21 points value that pays out 1 to 1.

DOUBLE DOWN
When having the initial two cards of any kind you can decide to double your bet, but after that you can get only one additional (third) card.

INSURANCE
If the dealer turns up an Ace, then the players can choose to take the insurance by placing half of the initial bet on the insurance line in order to insure their initial bet. By this insurance you bet that the dealer will get the Blackjack card
If the dealer makes it, the insurance pays at 2 to1, but if the dealer does not have the Blackjack you will lose the insurance bet.